The day was going well until I received an email from Uncle Ted
in Australia. He was coming over to the UK for a monthís
holiday, but as his budget was a bit tight, he asked if he could
he borrow our second car for the duration. I shuddered as I
recalled the last time he was in charge of a vehicle of mine. It
had cost an arm and a leg to repair and my no claims bonus had
waved goodbye and left home for a few years. Added to the fact
that my most recent research into the price of body parts
indicated that they were still fetching a hefty premium, his
email was not welcome news.
Then my wife suggested short term car insurance could be the
answer. I thought that if that was the answer to Uncle Ted and
his driving, they must ask some pretty stupid questions, but I
decided to check it out anyway.
I saw that UK and EU driving licences were acceptable, but what
about our cousins down under? No worries! The odd underwriter is
willing to accept an Australian driving licence, even if the
holder did disappear from the UK shortly after his last accident
more than ten years ago. Perhaps it was coincidence; I know we
used to send our convicts out there, but for a road accident?
Surely, that was a little harsh. Anyway, as long as heíd kept a
clean licence since then he should be okay, as a few minor
convictions are deemed to be acceptable.
Onwards I went. I was pleased to see that the whole transaction
could be conducted online at any time of day or night, in no
more than two or three minutes. There was just the matter of a
simple application form, which even Uncle Ted could surely
manage, and the documents would be delivered by email once the
process was completed. An even bigger gleam came into my eye
when I saw that Uncle Ted could regale himself with fully
comprehensive coverage. I would sleep easier in my bed! Whatís
more, he could insure himself for any period from one day up to
the full twenty-eight days of his trip. Perfect!
Furthermore, at the age of sixty-two, he fitted well within
the policy limits of eighteen to seventy five. He could also
include my Auntie Jean, as more than one driver is allowed. And
whatís this? Heíd be covered for driving in the EU. While I love
my uncle and aunt dearly, twenty-eight days without a break
would try the Archbishop of Canterburyís patience, so perhaps
Iíd persuade them to visit some of our continental friends,
though it would only be fair to warn them first.
Although my carís in good condition, you never know if itíll
throw a hissy fit and stop working, so it was good to see that
roadside assistance is available, even though it costs a little
more. And joy upon joy! If they do have an accident, it wonít
affect my no claims bonus. Now thatís what I call a real deal!